Filing Your Claim in a Timely Manner
Filing Your Claim
Being injured in an accident comes with several consequences that you will have to face. You might have to undergo medical treatments that could get costly. You could be required to take prescription medication for the rest of your life. Your injuries might require therapy, both physical and emotional, and you could lose out on work and wages. The good news is that you can often get compensation for many, if not all of these damages, but you have to file your claim on time.
Many insurance policies state that a claim must be made “as soon as possible,” within 24 hours of the accident or within another allotted period of time after the accident. Whether you are working with your own insurance company or that of the party responsible for the accident, you should contact the insurer on the day of the accident. During this conversation, you will inform the insurer that an accident took place and that you intend to file a claim in the near future. While you are on the phone with the insurer, ask what time period you have to file the actual claim so you can get it done on time.
There’s a chance you will file a lawsuit against the individual responsible for your injury. If you do, there are different rules regarding the amount of time you have to get the lawsuit filed. Each state governs the statute of limitations for personal injury, so it will vary based on where you live. For example, in Colorado, there is a three-year statute of limitations for personal injury. Just over the border in Utah, there is a four-year statute of limitations. If you are a resident of Colorado and you have been given information about Utah’s laws, you could end up missing out on compensation altogether.
Getting Started with an Attorney
When you are injured at the hands of or due to the actions of another individual, it often leaves a certain sting that doesn’t come with true accidents or self-inflicted injuries. The good news is you can often gain compensation, either from the insurance company or the individual themselves. To get started with the process in a timely manner, it would help to understand the time limits you have, as well as to speak with a personal injury attorney about the laws in your state. Contact a personal injury attorney today to get your case on its way.