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How Can I Afford the My Loved One’s TBI Medical Treatment?

Brain Injury Lawyer

According to the Centers for Disease Control and Prevention (CDC), over 1.7 million people in the United States suffer traumatic brain injuries (TBI) each year. These injuries, which disrupt standard brain functions, can be devastating to the families, as well as the victims. The extremity of these injuries ranges from mild to severe.

Mild TBIs, also known as concussions, usually fade away without long-term consequences. However, more critical TBIs can lead to permanent cognitive, behavioral, and physical changes. These can include:

  • Lack of muscle coordination
  • Short term memory
  • Full or partial paralysis  
  • Loss of reading and writing skills 
  • Seizures 
  • Speech difficulties
  • Extreme mood swings
  • Depression and social anxiety

If your loved one has suffered from a TBI, you are probably well aware of the financial, physical, and emotional costs of their care. Even mild TBIs are accompanied with astounding hospital and medical bills, not to mention additional costs for physical therapy and lost wages from time taken off work to heal. The CDC estimates that TBIs cost over $7.5 billion each year.

According to the Family Caregiver Alliance and the Brain Injury Association of America (BIAA), the average daily cost for someone in the hospital with a TBI is $8,000. Someone who needs physical therapy can expect to pay an average of $196,000 just for their rehabilitation. 

Additionally, as the severity of the TBI rises, so do the costs. The lifetime cost for someone living with a severe TBI is an average of four million dollars.

While this is certainly an astronomical cost, there are a few ways to get financial help for your loved one’s TBI.

File a Lawsuit

If your loved one’s injury was caused by another party’s negligence (i.e. medical malpractice, automobile accident, etc), then you can file a personal injury claim on their behalf. This claim can result in punitive damages covering medical bills, rehabilitation, lost wages, and emotional suffering. A personal injury or brain injury attorney can help file this claim.

Diagnosis-Based Financial Resources

While your loved one was still in the hospital, you probably received literature on diagnosis-based financial resources. These resources are financial packages, usually from brain research facilities, that can help offset the cost of the medical bills. In some cases, these organizations may ask for treatment updates to add to their research.

If your loved one has recently suffered a TBI, you are likely still reeling from the emotional and financial blow delivered to your family. However, know that there are a myriad of attoneries and organizations dedicated to offsetting costs and ensuring your loved one receives the care they need. Contact a lawyer, like a brain injury lawyer from Darrell Castle & Associates, for more information today.